Financial Advisors in Newfoundland and Labrador
Browse 117 financial advisors in Newfoundland and Labrador — page 3 of 3.
Matt Stone - TD Financial Planner
Mount Pearl, NL
MD Financial Management
St. John's, NL
Millicent Hicks - ScotiaMcLeod - Scotia Wealth Management
St. John's, NL
MOR Financial
Mount Pearl, NL
Noseworthy Wealth Management - TD Wealth Private Investment Advice
St. John's, NL
Prosperity Wealth Management
Mount Pearl, NL
Renee March - BMO Financial Planner
Mount Pearl, NL
Richard Bishop - Private Investment Counsel - Scotia Wealth Management
St. John's, NL
Riche Financial Group
St. John's, NL
Rick Harnum - BMO Nesbitt Burns
St. John's, NL
SBW Wealth Management &
St. John's, NL
Schwartz Financial (iA Private Wealth)
St. John's, NL
Scotia Wealth Management - St. John's
Mount Pearl, NL
Sparkes Financial
St. John's, NL
Stephen Noseworthy - TD Wealth Private Investment Advice
St. John's, NL
TD Wealth Private Investment Advice
St. John's, NL
The Crane Investment Group - BMO Nesbitt Burns Private Wealth
St. John's, NL
Thomas Foran - ScotiaMcLeod - Scotia Wealth Management
St. John's, NL
Tina Wall - Private Investment Counsel - Scotia Wealth Management
St. John's, NL
urquhart macdonald associates
labrador-city, NL
Wanling Zhao - BMO Financial Planner
St. John's, NL
Frequently Asked Questions
How much does a financial advisor cost in Newfoundland and Labrador?
Fee-only advisors charge $150-$350/hour or $1,500-$5,000 for a comprehensive plan. Commission-based advisors earn from product sales (no direct cost to you, but potential conflicts). Fee-based advisors combine both. AUM (assets under management) fees are typically 1-1.5% annually.
What's the difference between a financial advisor and a financial planner?
A financial planner creates comprehensive plans covering all aspects of your finances. A financial advisor may focus on investment management specifically. In Canada, look for the CFP (Certified Financial Planner) designation for comprehensive planning, or CFA for investment expertise.
When should I hire a financial advisor?
Consider an advisor when: you have $50K+ in investable assets, approaching major life changes (marriage, kids, divorce, retirement), inheriting money, starting a business, or you simply don't have time to manage your finances. The earlier you start, the more compound growth works for you.
How do I verify a financial advisor's credentials?
Check FP Canada's registry for CFP holders, CFA Institute for CFA charterholders, and your provincial securities commission for registered advisors. Ask about their registration category, compensation model, and any disciplinary history. All registered advisors must disclose this information.
What should I ask a financial advisor at the first meeting?
Ask: How are you compensated? What are your qualifications/designations? What's your investment philosophy? How often will we meet? What's your typical client profile? Can you provide references? Do you have a fiduciary duty to me? A good advisor welcomes these questions.